Our role: The final statutory audit report for this requirement must be issued by a CERT-In empanelled auditor. Rakvora prepares you for it — pre-audit assessment, VAPT, remediation support and evidence — so the statutory audit closes quickly and cleanly.
Payment aggregators and payment gateways must meet RBI's baseline technology and security requirements and evidence them through periodic system audits.
We assess your payment environment against those requirements, test your applications and infrastructure, and help you remediate before the statutory audit.
Objectives
- Assess compliance with RBI baseline technology recommendations
- Test payment applications, APIs and infrastructure
- Review data storage, card data handling and tokenisation practices
- Prepare evidence for the statutory system audit
Methodology
01
Scoping
- Confirm the applicable regulation, circulars and in-scope systems
- Agree timelines against your regulatory deadline
02
Pre-audit assessment
- Control-by-control review against the regulatory checklist
- Vulnerability assessment and penetration testing of in-scope systems
03
Remediation
- Prioritised fix plan with owners and dates
- Hands-on support closing gaps and updating policies
04
Audit readiness
- Evidence pack organised to the auditor's checklist
- Support during the statutory audit and closure of observations
Deliverables
Pre-audit gap assessment report
VAPT report with retest
Remediation tracker
Evidence pack for the statutory auditor